Hotjohnnie Coaching
How to Increase Your Income
Downtown Asheville - Photo by John Noce
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Welcome. Here I will show you how to Increase your Income.  I'll share ways that you can increase your income as well as ways to have your money work harder for you.  The easiest ways I know of are to earn more, start your own business and invest in real estate.

LET THE BANKS PAY YOU FOR A CHANGE
The easiest way to start earning more money is to have your money work for you.  In a regular savings account, you will probably only get .5% interest.  This is better than nothing, but I can show you a way to earn many times that.  ING offers savings accounts that pay high interest rates.  Normally, you have to have a CD to get these kinds of interest rates.  Send me an e-mail, and I'll send you an invitation to join ING.  You can join on your own, but if you use the link I will send you, and open an account with $250 or more, ING will deposit $25 into your account! Once you belong to ING, you can refer friends, and get $10 for every referral that opens an account with $250 or more.  ING gets a customer, you get $10 and your friend gets $25 and a great rate.  Everyone wins!  Want an interest earning checking account?  How about a credit card that pays you for referrals? If the things I just mentioned sound like reasonable ways to make a little extra and you'd like to learn more, please contact me.

START YOUR OWN BUSINESS
If you've ever looked at franchises, you know that they cost thousands if not tens of thousands to start.  The advantage is that they have a system in place and a plan to share with you.  The downside is that not everyone has tens of thousands of dollars to invest.  The solution, Network Marketing.  

Network Marketing is often mistaken for MLM's.  Many people may disagree with me on this, but here's what I've discovered.  MLM's require that you purchase a starter kit and then commit to a required monthly purchase.  You then recruit others who buy a starter kit and make a required purchase and this repeats down multiple levels.  MLM's are a pyramid scheme and are not recommended.  Most people lose money joining these groups and it's just not worth it.  Network Marketing offers a better solution!

I'm willing to bet that you don't even know you're already in Network Marketing.  Every time you tell a friend about a good movie or new restaurant, you are referring them to a good product or service.  The only difference is that the movie and restaurants don't give you a percentage of the sale.

Network Marketing allows you to sell to people whether they are in the plan or not.  The companies I work with are free to join and require no personal purchases.  They handle the billing, shipping, inventory and give you a free website!  In a nutshell, there is little to no risk for you.  You can recruit others into the business and make money from their efforts as well.  It's called Leverage.   In fact, J. Paul Getty once said,

"I would rather have 1% of the efforts of
100 people than 100% of my own
".    

Top 3 Free Home Business Opportunities
  1. River Offers is the perfect choice for your first home based business! Offering telecom products and services for residential and business use.  Earn one time and residual commissions depending on the services you sell.  Start with a goal of earning just $100 per month.  Just 2 sales of the Satellite T.V. will pay you a bounty of $50 each.  This is not residual.  It is a one time payment.  Just 2 sales of the Home Alarm System will do the same.  Both the Dish TV and the Alarm systems offer free installation so they are easy sales.  These are just 2 examples.  There are tons of services you can sell.  While there is no "upgrade" I recommend, I certainly suggest you take advantage of the lower rates and sign up for a service or two...providing they will save you money.  

    To learn more about River Offers, click here.

  2. Strong Future Internation (SFI) offers thousands of products and services, all of which pay a commission to you.  SFI works mainly through TripleClicks (TC) which is an online marketplace.  You simply refer people/businesses that have items to sell to TC and you receive a percentage of the sale.  There are numerous other ways such as an IAB medical discount plan, memberships to the International Association of Home Business Entreprenuers (IAHBE), natural cleaners, vitamins and more.  The possibilities are endless.  

    To learn more about SFI, click here.

  3. Blastoff Network is very cool.  Basically, you are given a "homepage" where you can play games, read news, social networking, etc... If you want to shop online, use your own "mall" and receive "cash back" on your purchases.  Note: This is not making money, but rather getting cash back discounts.  However, for everyone you refer to the Blastoff Network, you will receive a percentage of their purchases.  You earn cash back on your purchases and commission on your downline's.  It's a win-win!  

    To learn more about the Blastoff Network, click here.
  • Another fantastic source of work at home suggestions is 20 Ways to Earn $100 per Day.  I actually do 12 of the 20 and am strongly considering trying the other 8.  These work!

REAL ESTATE INVESTING
I know what you're thinking...can you really buy homes with no money down like they say in the late night infomercials?  The answer is both yes and no.  To be exact, no money down means "no money of your own".  There are lenders that will lend money to you based on the appraisal value rather than the purchase price.  I'll show you where to find homes for a fraction of what they are worth and I've yet to see any book mention this invaluable source.  

My very first deal was a single family home in a nice neighborhood valued at $51,500 that I bought for $26,200. This was the asking price!  Who would sell a home for that cheap?  I'll be happy to tell you all about "My First Year in Real Estate Investing".  I can even show you a way to save your tenants money on products and services they already use or need and increase your own cash flow as well!